Who am I and why am I doing this?

I am a retired federal worker. I was a scientist in federal labs for 30 years doing molecular biology and computer stuff. I retired just as COVID hit. When I was originally hired as as a federal worker I signed on with the TSP. I don’t remember how I allocated the funds.

Over the next 30 years I tried to educate myself on how to maximize the returns in the TSP. After a lot of reading and trial and error, this is what I came up with. I thinks it works well, not perfectly. And it gives me a sense of control over my retirement funds…especially that I know what to do in the event of a major correction or crash in the markets, a better sense of when to get in and out of the market..

I am not getting anything out of this website financially, except maybe an occasional coffee.

Maybe I’m bored in retirement (it was the COVID lockdown), but I feel that there are many people out there that might find this interesting (there are almost 7 million TSP members) and may help them in managing their TSP funds…especially younger people. I wish I started doing this earlier.

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